Mutual Funds That Delivered Around 20% SIP Returns Over 15 Years
Long-term investing can create meaningful wealth when investors remain disciplined and continue their SIPs through different market cycles. The data shown in the image highlights several Indian mutual fund schemes that had generated approximately 19%–23% annualised SIP returns over a 15-year period, based on data available as of 19 July 2024.
Among the funds listed, Nippon India Small Cap Fund – Regular Plan recorded the highest approximate 15-year SIP return of 22.60%. It was followed by:
- SBI Small Cap Fund – 20.41%
- DSP Small Cap Fund – 20.13%
- Edelweiss Mid Cap Fund – 19.96%
- Invesco India Mid Cap Fund – 19.93%
- Quant ELSS Tax Saver Fund – 19.74%
- Kotak Midcap Fund – 19.47%
- Quant Small Cap Fund – 19.46%
- HDFC Mid Cap Fund – 19.27%
What can investors learn from this data?
The biggest lesson is not simply to select the fund with the highest historical return. These schemes mainly belong to the small-cap and mid-cap categories, which can offer strong long-term growth but may also experience sharp price declines and high volatility.
A fund that performed well in the past may not deliver the same return in the future. Investors should also check the fund’s risk level, expense ratio, portfolio quality, consistency, fund manager track record and suitability for their financial goals.
SIP investing can help investors invest regularly without trying to predict short-term market movements. However, patience is essential. Small-cap and mid-cap funds are generally more suitable for investors who have a long investment horizon and can tolerate significant market fluctuations.
Before investing, compare the latest performance data and consider consulting a SEBI-registered financial adviser.
Disclaimer: Mutual fund investments are subject to market risks. Past performance does not guarantee future returns. Read all scheme-related documents carefully before investing.
#MutualFunds #SIP #LongTermInvesting #SmallCapFunds #MidCapFunds #WealthCreation #IndianStockMarket #PersonalFinance #LiveWorldMarket
Comments (0)
Be the first to comment.
About the author
NISM-Series-X-A Investment Adviser Level 1 examination completed
Amit writes about Indian equity markets, technical analysis, macro themes and the day-to-day mechanics of trading, with a focus on making the flow of global markets legible for retail investors. He has completed the NISM-Series-X-A Investment Adviser Level 1 examination.
You May Also Like
Big Tech Gains $750B as AI Data Centre Stocks Crash
Global Markets & Economy · Nov 5, 2026 · 12 min read
Big Tech Gains $750 Billion After US Midterms, but AI Data-Centre Stocks Crash: Is Wall Street Rewarding Less AI Spending? Key Takeaway: Wall Street's reaction to the 2026 US midterm elections has exposed a surprising divide in the artificial intelligence investment boom. Established technology giants rallied, with five major companies on course to add more than $750 billion…
Read more...
US Midterm Elections 2026: Impact on Stocks, Dollar & India
Global Markets & Economy · Nov 4, 2026 · 10 min read
US Midterm Elections 2026: Why Treasury Yields, the Dollar and Indian Stocks Could React More Than Wall Street Key Takeaway: Democrats have won control of both chambers of the US Congress in the 2026 midterm elections, creating a divided government under President Donald Trump. The immediate market reaction has been revealing: US Treasury yields declined, the dollar weakened…
Read more...
Apple Overtakes Nvidia: Is Lower AI Spending Winning?
Technology & Sectors · Nov 2, 2026 · 9 min read
Apple Overtakes Nvidia as World's Most Valuable Company Ahead of Earnings: Is Spending Less on AI Becoming Wall Street's Winning Strategy? Key takeaway: Apple has reclaimed the title of the world's most valuable publicly traded company, overtaking Nvidia as investors reassess the enormous cost of artificial intelligence infrastructure. With Apple's upcoming earnings in focus…
Read more...
ExxonMobil Refining Profits Surge: Impact on Indian Oil Stocks
Commodities & Energy · Nov 1, 2026 · 8 min read
ExxonMobil's Refining Profits Overtake Oil Drilling for First Time in 6 Years: Why India's Oil Stocks May Miss the Windfall Key Takeaway: ExxonMobil's refining business has emerged as a bigger earnings contributor than oil production, highlighting an extraordinary shift in global energy markets. But Indian oil companies such as IOC, BPCL and HPCL face a different challenge…
Read more...
Fed Decision and Microsoft–Google Earnings: Two Critical Tests for the AI Stock Market Rally
Global Markets & Economy · Oct 28, 2026 · 15 min read
Global stock markets are approaching one of the most important financial evenings of October 2026. The U.S. Federal Reserve is preparing to announce its latest interest-rate decision, while Microsoft and Alphabet, Google's parent company, are scheduled to publish quarterly earnings after Wall Street closes. These developments arrive as investors reassess the sustainability of…
Read more...
JetBlue Stock Surges 20%, Bond Yield Tops 30%: Warning?
Global Markets & Economy · Oct 28, 2026 · 16 min read
JetBlue Stock Surges 20% While Its Bonds Yield Over 30%: Is Airline Debt Flashing a Warning for Investors? Something unusual is happening in the U.S. airline industry. Shares of JetBlue Airways surged approximately 20% on October 27, after the airline raised its revenue outlook and attempted to reassure investors about its financial position. But an entirely different story…
Read more...
US Consumer Staples Rally 9.6%: FMCG Valuation Risk for India
Global Markets & Economy · Oct 25, 2026 · 16 min read
US Consumer Staples Surge 9.6% as Valuations Overtake Tech: Is the Safe-Stock Trade Becoming a Trap for Indian FMCG Investors? Something unexpected is happening on Wall Street. As investors become increasingly cautious about expensive artificial intelligence stocks, money has been moving into an unlikely market leader: consumer staples. The U.S. consumer-staples sector has…
Read more...
SpaceX 80,000 Cell Sites: Will Starlink Challenge Jio & Airtel?
Global Markets & Economy · Oct 24, 2026 · 17 min read
SpaceX's 80,000 Cell-Site Plan Sends US Telecom Stocks Down 8%: Could Starlink Disrupt Jio and Airtel Next? A major shift may be emerging in the global telecommunications industry—and Wall Street has already started reacting. Shares of American telecommunications giants AT&T and T-Mobile plunged nearly 8% on October 23 after reports revealed that Elon Musk's SpaceX was…
Read more...
US 10-Year Treasury Yield Below 5%: Growth Shock Warning?
Central Banks & Rates · Oct 23, 2026 · 17 min read
US 10-Year Treasury Yield Falls Below 5% Despite $114 Oil: Is the Bond Market Warning of a Global Growth Shock? Something unusual is happening across global financial markets. The yield on the benchmark U.S. 10-year Treasury has fallen sharply below the psychologically important 5% level, even as Brent crude oil has surged toward $114 per barrel and technology stocks have…
Read more...
Brent Crude Tops $110: Impact on Indian Stocks & Earnings
Global Markets & Economy · Oct 22, 2026 · 14 min read
Brent Crude Tops $110: Why Indian Airlines, Paints and Tyre Stocks Face a Hidden Earnings Risk Brent crude oil has climbed above $110 per barrel, intensifying concerns that rising global energy prices could squeeze corporate profit margins, increase India's import costs and create further volatility in domestic equities. On October 22, Brent futures traded above $111 after…
Read more...