Legal

Privacy Policy

LiveWorldMarket.com (“LiveWorldMarket”, “we”, “our”, or “us”) respects the privacy of visitors and is committed to handling personal information responsibly and transparently. This Privacy Policy explains what information may be collected when you visit LiveWorldMarket.com, how that information may be used, how third-party services such as Google may process information, and the choices available to you. By using LiveWorldMarket.com, you acknowledge the practices described in this Privacy Policy.

1. Information We May Collect

Depending on how you use LiveWorldMarket.com, we may collect or process certain information automatically or when you voluntarily provide it.

Information collected automatically — this may include:

• IP address

• Browser type and version

• Device type

• Operating system

• General geographic region derived from IP address

• Referring page or website

• Pages visited

• Date and time of visits

• Session information

• Interaction with website features

• Advertising interactions

• Cookie and consent preferences

• Technical diagnostic information

This information may be used for website operation, security, analytics, performance measurement, advertising, fraud prevention and improvement of our services.

Information you provide voluntarily — if you contact us, sign in to an available service, submit feedback or otherwise communicate with LiveWorldMarket.com, we may receive information such as your name, email address, message content and any information you choose to provide.

We ask users not to send sensitive financial credentials through our website or contact channels.

2. Information We Do Not Request

LiveWorldMarket.com does not ask users to provide:

• Brokerage passwords

• Banking passwords

• Debit or credit card PINs

• UPI PINs

• One-time passwords

• Trading account passwords

• Demat account passwords

If anyone claims to represent LiveWorldMarket.com and requests such credentials, users should not provide them.

3. Cookies and Similar Technologies

LiveWorldMarket.com and third-party service providers may use technologies such as cookies, local storage, pixels, tags, web beacons, device or browser identifiers and similar technologies.

These technologies may be used to:

• Remember user preferences

• Maintain website functionality

• Measure traffic and usage

• Understand website performance

• Detect fraud or abuse

• Improve user experience

• Measure advertising

• Limit how often an advertisement is shown

• Provide contextual advertising

• Provide personalised advertising where permitted and consented to

You may control cookies using your browser settings and, where available, through the Manage Consent option on LiveWorldMarket.com. Blocking some cookies may affect website functionality.

4. Google AdSense and Advertising

LiveWorldMarket.com may use Google AdSense and other authorised advertising services to display advertisements.

Third-party vendors, including Google, may use cookies or similar technologies to serve advertisements based on a user's previous visits to LiveWorldMarket.com or other websites. Google's use of advertising cookies enables Google and its advertising partners to serve advertisements based on visits to LiveWorldMarket.com and/or other websites on the Internet.

When Google advertising services are used, information may be shared with Google, including information such as IP address, page URL, browser or device information, cookie or advertising identifiers, advertising interactions, consent choices and general location information derived from technical signals.

Google may use this information for purposes including ad delivery, ad measurement, frequency capping, fraud prevention, security, service improvement, contextual advertising and personalised advertising where legally permitted and consented to.

Google explains separately how information from websites and apps using Google services is processed. Users can manage personalised advertising through Google Ads Settings. Where applicable, users may also change their advertising and consent choices using the Manage Consent option available on LiveWorldMarket.com.

5. Personalised and Non-Personalised Advertising

Depending on your location, consent choices, Google settings and applicable law, advertisements displayed on LiveWorldMarket.com may be personalised or non-personalised.

Personalised advertising — where permitted and where the required consent has been obtained, personalised advertisements may use information such as previous website visits, interests or other advertising signals.

Non-personalised advertising — non-personalised advertisements are not selected based on a personalised advertising profile, but cookies or similar technologies may still be used for legitimate purposes such as frequency capping, aggregated reporting, fraud detection, security, advertising measurement and contextual ad selection.

Users can adjust their choices through Google advertising controls and, where applicable, LiveWorldMarket.com's consent-management interface.

6. Consent Management for EEA, UK and Switzerland

LiveWorldMarket.com uses a consent-management solution for users where applicable.

For users located in the European Economic Area (EEA), United Kingdom and Switzerland, LiveWorldMarket.com uses a Google-compatible consent-management mechanism designed to support applicable Google publisher consent requirements.

Where required, users are given choices regarding the use of cookies or similar storage technologies, advertising purposes, personalised advertising, measurement, advertising vendors and other consent-dependent processing.

Users may be able to accept eligible purposes, reject non-essential processing, review purposes and vendors, change their preferences and withdraw previously provided consent.

The Manage Consent option is available on LiveWorldMarket.com where applicable so that users can revisit their choices.

Where required by Google's publisher policies, the consent-management solution operates with a Google-certified CMP integrated with the applicable IAB Europe Transparency and Consent Framework.

7. Google Advertising Technology Providers

Google and other authorised advertising technology providers may participate in the delivery and measurement of advertising shown on LiveWorldMarket.com.

Depending on a user's region and consent choices, participating providers may process information for purposes such as storing or accessing information on a device, advertising selection, personalisation, measurement, audience research, service development, and security and fraud prevention.

Where applicable, the current advertising vendors, purposes and available choices can be reviewed through the Manage Consent interface.

8. How Google Uses Information From Partner Websites

LiveWorldMarket.com uses Google services that may cause certain information to be transmitted to Google.

For example, when a browser visits a page using Google advertising or analytics services, information such as the page URL, IP address and browser/device information may be sent to Google.

Google describes these practices in its information about how Google uses data when visitors use sites or apps that use Google services. Users should review Google's privacy information and advertising controls for additional information about Google's independent data-processing practices.

9. Analytics

LiveWorldMarket.com may use analytics technologies to understand how visitors use the website.

Analytics information may include pages viewed, approximate session duration, referring sources, browser and device characteristics, general location and interaction with website features.

Analytics information is used to understand website traffic, improve usability, identify technical problems, improve page performance and understand which features are useful to readers.

Where legally required, non-essential analytics technologies are used according to applicable consent choices.

10. Market Data and Third-Party Services

LiveWorldMarket.com uses external market-data providers, APIs, financial-information services and embedded technologies. These services may include exchanges, data providers and market-information platforms.

When a visitor interacts with a third-party feature, the third party may process technical information according to its own privacy policy. LiveWorldMarket.com does not control the independent privacy practices of external providers.

Users are encouraged to review the privacy policies of third-party services they use.

11. Financial Calculators and Tools

LiveWorldMarket.com provides tools such as financial calculators for informational and educational purposes.

We do not intentionally use information entered into financial calculators to create advertising profiles based on a user's financial condition. Where calculator calculations are performed locally in the user's browser, inputs are not intentionally transmitted to Google for the purpose of personalised advertising.

Some technical information necessary to operate the website may still be processed separately through ordinary hosting, security, analytics or advertising technologies.

Users should avoid entering personally identifiable or sensitive financial information into a calculator unless the tool specifically requires it and explains why.

12. Sensitive Financial Information and Advertising

LiveWorldMarket.com does not intentionally provide Google or advertising partners with sensitive financial information entered by users for the purpose of personalised advertising.

We do not intentionally create advertising audiences based on information such as personal debt, individual income entered into calculators, credit status, specific financial hardship, bank account details, brokerage credentials or tax identification numbers.

Advertising technologies operating independently on the website remain subject to applicable consent choices, platform policies and privacy laws.

13. Google Sign-In and Account Services

If LiveWorldMarket.com provides Google Sign-In or another account authentication feature, information received through that feature may include information necessary to authenticate the user, such as your name, email address, profile identifier and profile image, where provided.

This information is used to provide account-related functionality and is not intended to be sold to advertisers. Google account data is handled according to applicable Google API and privacy requirements.

14. How We Use Information

Information collected through LiveWorldMarket.com may be used to:

• Operate the website

• Provide requested features

• Maintain user sessions

• Improve content and tools

• Analyse website usage

• Detect technical problems

• Prevent fraud and abuse

• Protect website security

• Respond to enquiries

• Comply with legal obligations

• Provide and measure advertising

• Maintain consent preferences

We do not sell users' personal information to advertisers.

15. Sharing of Information

Information may be shared with third parties where necessary for the operation of LiveWorldMarket.com. These may include:

• Hosting providers

• Security providers

• Analytics services

• Authentication providers

• Market-data providers

• Google and advertising technology providers

• Technology service providers

• Authorities where disclosure is legally required

Third parties may process information according to their own privacy policies and legal obligations.

16. Advertising and Editorial Independence

Advertising displayed on LiveWorldMarket.com is separate from our editorial content.

The presence of an advertisement does not mean that LiveWorldMarket.com endorses the advertiser, financial product, broker, service or company shown in the advertisement.

Advertisers do not receive access to users' private communications with LiveWorldMarket.com merely because an advertisement appears on the website.

17. Data Retention

We retain personal information only for as long as reasonably necessary for the purposes described in this policy, including website operation, security, legal compliance, fraud prevention and user support.

Retention periods may vary depending on the nature and purpose of the information. Anonymous or aggregated information may be retained for longer periods where it cannot reasonably identify an individual.

18. Data Security

LiveWorldMarket.com takes reasonable technical and organisational measures intended to protect information against unauthorised access, loss, misuse, disclosure, alteration and destruction.

However, no website, transmission method or electronic storage system can guarantee complete security. Users should therefore use appropriate caution when sharing information online.

19. International Data Transfers

Some service providers used by LiveWorldMarket.com may process or store information outside the user's country. This may include Google and other global technology providers.

Where required, such processing is subject to applicable legal safeguards and the privacy practices of the relevant service provider.

20. Your Privacy Choices and Rights

Depending on where you live, applicable privacy laws may provide rights concerning your personal information. These may include the right to:

• Request access to personal information

• Request correction

• Request deletion

• Object to certain processing

• Restrict certain processing

• Withdraw consent

• Request data portability where applicable

• Lodge a complaint with an appropriate privacy authority

These rights may be subject to legal limitations and verification requirements.

Consent can be changed through Manage Consent where that option applies. Advertising preferences can also be managed through Google Ads Settings.

21. Browser Cookie Controls

Most browsers allow users to view stored cookies, delete cookies, block specific cookies, block third-party cookies and restrict website storage.

Changing browser settings may affect some LiveWorldMarket.com features. Browser controls operate separately from advertising consent tools.

22. Children's Privacy

LiveWorldMarket.com is intended for a general audience interested in financial markets and financial education. The website is not specifically directed at children.

We do not knowingly seek to collect personal information from children in violation of applicable law. If we become aware that information has been collected inappropriately from a child, we will take reasonable steps to address the issue.

23. External Links

LiveWorldMarket.com may contain links to exchanges, regulators, government websites, market-data services, financial institutions and other third-party websites.

Once a visitor leaves LiveWorldMarket.com, the privacy practices of the destination website apply. We are not responsible for the privacy practices of independent external websites.

24. Do Not Track and Similar Signals

Browser-based privacy signals and legally recognised opt-out mechanisms may be handled according to applicable law and the capabilities of the technologies used on LiveWorldMarket.com.

Users may also manage applicable consent choices through the site's consent-management interface.

25. Changes to This Privacy Policy

We may update this Privacy Policy when website functionality changes, advertising services change, analytics services change, privacy requirements change, Google publisher requirements change, or legal or regulatory requirements change.

When material changes are made, the Last updated date at the top of this policy will be revised. Users are encouraged to review this Privacy Policy periodically.

26. Contact Us

Questions, requests or concerns relating to privacy may be sent to: contact@liveworldmarket.com

Please include sufficient information to allow us to understand and respond to your request.

27. Related Policies

Users should also review our Editorial Policy, Terms of Service, Risk Disclaimer, and Copyright and Content Use Policy.

Important Advertising Privacy Notice

LiveWorldMarket.com may display advertisements served by Google and other authorised advertising providers.

Third-party vendors, including Google, may use cookies to serve advertisements based on a user's previous visits to LiveWorldMarket.com or other websites. Google's use of advertising cookies enables Google and its partners to serve ads based on visits to this website and/or other websites.

Users may manage or opt out of personalised advertising through Google Ads Settings and may manage applicable consent preferences through Manage Consent on LiveWorldMarket.com.

For additional information, users can review Google's explanation of how information is used when websites and apps use Google services.

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